I had some really great barbecue last weekend at the American Royal Barbecue, then I had a very busy week. I got my 401k rolled over, showed a house to some potential new tenants, got to check out some radio controlled car racing, worked on a mid-term project for school, and managed to play hockey three nights, worked out four mornings, interviewed for a fat job at Accenture in Lenexa, and visited the doc for a checkup. Once my 401k was rolled over, I borrowed some money from myself to pay off some higher interest debt and have some cash on hand. So much for changing jobs. Now I'm paying interest to myself instead of some predatory credit card company. At 140,000 miles my '96 Jeep started having engine problems and burning oil, so I traded it for an '04 and paid cash for the difference. So much for having cash on hand. My blood test results were great. >800 CD4 and <400 copies/mL VL. So, it was a roller coaster kind of week. My potential tenants may move in on the 20th, so I have some work to get that house ready to move into, like getting the utilities turned on and a few items fixed. Plus, it needs a new garage door opener. I paid a 24-pack fine for missing my hockey game last week. I didn't play as well this week, because I didn't get enough sleep. School is going well. Making time to do homework is a challenge to the detriment of my sleep schedule. I don't have time to watch TV any more, although I caught part of the UFC fights earlier. . . and dozed through most of it. It was nice to show my newer Jeep to my brother and take him for sushi at Domo, the sushi bar in Brookside, which is my favorite now.
You know when you borrow on your 401k, that you are paying back pre-tax dollars with after tax dollars. Essentially, you are losing 33% (or whatever your tax bracket is) on that money. It would be better to pay the predatory CCC's.
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